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Roof repair FAQ for Montgomery County, TX
Short answers about the referral model, insurance, deductibles, Township rules, and the communities this site covers. None of these answers is a diagnosis or a coverage decision.
Are you a roofing contractor?
No. MoCo Roof Repair is a homeowner resource and referral service for Montgomery County, Texas, and nearby Spring. On-site inspections and any roof work are performed by an independent partner contractor, who has not been selected yet.
Are you the company Montgomery County Roofing?
No. MoCo is a short way to say Montgomery County, Texas. This brand is not affiliated with the company that does business as Montgomery County Roofing, and it is not a reference to Montgomery County, Maryland.
Do you come out the same day, 24 hours a day?
We do not advertise a response time or a 24-hour dispatch service. When a partner is named, that company can describe its own hours. If the situation is dangerous, contact emergency services.
Does homeowners insurance cover a new roof?
It depends on what happened and on your policy. Sudden wind or hail damage is often treated differently from wear and tear on an old roof. See our insurance guide for Texas Department of Insurance citations. We cannot tell you whether your claim will be paid, and we are not a public adjuster.
Will you pay or waive my insurance deductible?
No. Under Texas Business & Commerce Code §27.02, a contractor may not advertise or agree to waive, rebate, or absorb a property-insurance deductible. This site does not offer that, and we will not describe a partner as if they do.
Will you handle my insurance claim?
No. We do not file, negotiate, or settle claims. A partner may document damage and give you an estimate you can share with your insurer. You remain the person who talks to the insurance company. Texas law also restricts contractors who may do the work from acting as public insurance adjusters.
Do I need a permit in The Woodlands?
Often, yes, or at least prior written Residential Design Review Committee approval. The Woodlands Township generally requires RDRC approval for roof replacement and even for some repairs, with color and material limits. Unincorporated Montgomery County does not require a residential roof permit, according to the county’s permitting FAQ. Shenandoah and Oak Ridge North have their own programs. Ask the visiting contractor which rules apply to your address. This site does not pull permits.
Is a Texas roofer required to have a state license?
As of November 12, 2026, Texas does not require a statewide roofing-contractor license. Some cities require permits, and The Woodlands has covenant review. When a partner is named, we will list the insurance and any voluntary credentials they actually provide, such as a manufacturer certification or a voluntary industry credential. We will not invent a state license.
What areas do you cover?
This site is written for Montgomery County, Texas — The Woodlands, Conroe, the City of Montgomery, Willis, and Magnolia — and for Spring, just south of the county line in Harris County. A ZIP code on the request form helps confirm the home is in that area.
Is there a fee to use this site?
We do not charge homeowners a referral fee to submit the form. The partner contractor may later compensate the operator of this site for exclusive inspection requests. That arrangement is described on the partner disclosure page.
Why is there no phone number yet?
The number you see, (XXX) XXX-XXXX Phone number coming soon, is a placeholder for a future tracking number. Until it is replaced, the contact form is the way to reach us. Calls to the tracking number may be recorded once it is live.
Why is there no street address?
This is not a contractor shop and we do not operate a storefront for this service. We do not list a street address in order to look like one.